Home Affordability Calculator

Determine a comfortable home budget based on your income, debts, and down payment using the 28/36 rule.

Your Financial Details

Enter your info to estimate affordability.

Gross Annual Income

Total Monthly Debts

e.g., car payments, student loans, credit cards. Do not include rent.

Down Payment Amount

Estimated Mortgage Rate

Loan Term

Annual Property Tax Rate

Annual Home Insurance

Housing Debt Ratio (Front-End)

Total Debt Ratio (Back-End)

Affordable Home Price

$255,179

Based on a total monthly payment of $1,867

Principal & Interest

$1,486

Taxes & Insurance

$380

Monthly Payment Breakdown

Estimated breakdown of your monthly housing costs.

*The calculations provided are for illustrative purposes only and should not be considered financial advice. Please consult with a qualified financial professional before making any decisions.