Privacy Policy

Your privacy is critically important to us. At FulcrumWise, our core principle is to protect your data by not collecting it in the first place.

Your Financial Data Stays Yours

All financial figures you enter into our calculators—such as your income, savings, or debt—are processed directly in your web browser. This data is never sent to, or stored on, any external server.

For your convenience, we use your browser's `localStorage` to save your inputs so your data is still here when you return. This data remains exclusively on your device. We have no access to it.

Anonymous Analytics for Site Improvement

To understand how visitors use our site and to improve our calculators, we use Google Analytics 4 (GA4) with your consent. This service helps us see which features are popular and how people navigate the site.

Crucially, the anonymous usage data collected by GA4 is never connected to any financial inputs you enter. We only track general traffic patterns, like which pages are visited and the source of that traffic (e.g., from a search engine or a direct link). Your financial calculations remain completely separate and private.

For more information on how Google uses data, please visit Google's Privacy & Terms site.

Consent and Control

We will only enable analytics tracking with your explicit consent, which you can manage at any time through our cookie consent banner. You can also clear all calculator data we've saved on your device by clearing your browser's site data for this website.

Policy Changes

Although most changes are likely to be minor, FulcrumWise may change its Privacy Policy from time to time. We encourage visitors to frequently check this page for any changes. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

Last Updated: August 1, 2025